Effective Date: June 2025
Welcome to Champion Home Loans LLC (“Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of our website. By accessing or using this Site, you agree to be legally bound by these Terms.
Use of Website
The content on this Site is for general informational purposes only and does not constitute legal, financial, or mortgage advice. Loan approval is subject to credit approval and other underwriting criteria, and no information on this Site should be construed as a commitment to lend.
Intellectual Property
All content, branding, and functionality on this Site—including text, graphics, logos, images, and software—is owned by Champion Home Loans LLC or licensed to us. Unauthorized use or distribution of any materials is strictly prohibited.
Copyright and Unauthorized Use
All content on this Site is protected by copyright laws and international treaties. No portion of the Site may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way without the express written permission of Champion Home Loans LLC. Unauthorized use may result in civil or criminal penalties.
Mobile Access and Use
If you access the Site from a mobile device, you are responsible for all charges associated with your mobile access, including data usage and text messaging fees. Features of the Site may not work identically across all devices or operating systems. You agree not to use the Site in a way that could distract you or hinder your ability to obey traffic or safety laws. All content, branding, and functionality on this Site—including text, graphics, logos, images, and software—is owned by Champion Home Loans LLC or licensed to us. Unauthorized use or distribution of any materials is strictly prohibited.
Third-Party Links
The Site may contain links to third-party websites. We are not responsible for the content, accuracy, or security of any third-party websites. Links are provided for convenience and do not constitute an endorsement.
No Warranties
This Site is provided “as is” and “as available” without warranties of any kind. We disclaim all warranties, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
Limitation of Liability
To the fullest extent permitted by law, Champion Home Loans LLC and its affiliates, officers, employees, and agents will not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of, or inability to use, this Site.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law principles. Any disputes shall be resolved in the state or federal courts located in Macomb County, Michigan.
Contact Information
If you have questions or concerns about these Terms, please contact:
Champion Home Loans LLC
38219 Mound Rd., STE. 201, Sterling Heights, MI 48310
Phone: 248-466-3366
Email: info@mortgagejv.com
NMLS ID: 2336571
Federal and Regulatory Disclosures
Gramm-Leach-bliley Act (GLBA) Disclosure
We collect, use, and share certain personal information as permitted by the Gramm-Leach-bliley Act. This may include sharing data with other companies we own or partially own (our affiliates), where allowed by law and consistent with consumer privacy preferences. For information on how we handle your data and how to opt out of certain sharing practices, please review our Privacy Policy. We collect, use, and share certain personal information as permitted by the Gramm-Leach-bliley Act. For information on how we handle your data and how to opt out of certain sharing practices, please review our Privacy Policy.
Telephone Consumer Protection Act (TCPA) Disclosure
By providing your phone number to us, you agree to receive calls and text messages from Champion Home Loans LLC and its affiliates, including messages sent using an autodialer or prerecorded voice. These may include promotional offers, service updates, and transactional communications. You may opt out at any time by replying STOP to any text message or contacting us directly.
Children’s Online Privacy Protection Act (COPPA)
This website is not directed to children under 13 years of age. We do not knowingly collect or solicit personal information from anyone under the age of 13. If you are a parent or guardian and believe your child has provided us with information, please contact us to request deletion.
CAN-SPAM Act Compliance
We comply with the CAN-SPAM Act. All marketing emails from us will clearly identify the sender and include an option to opt out of future communications. If you wish to unsubscribe, follow the link at the bottom of our emails or contact us directly.
Modifications
We reserve the right to update these Terms at any time. Changes will be posted on this page with a revised “Effective Date.” Your continued use of the Site following such changes constitutes your acceptance of the new Terms.
Fair Lending and Equal Housing Opportunity Disclosure
Champion Home Loans LLC IS AN EQUAL HOUSING LENDER.
Champion Home Loans LLC, is a licensed mortgage broker providing third-party mortgage processing services to financial institutions. We do not originate loans, extend credit, or make underwriting decisions.
We Do Business in Accordance with the Federal Fair Housing Law (Fair Housing Amendments Act of 1988)
It Is Illegal to Discriminate Against Any Person Because of Race, Color, Religion, Sex, Handicap, Familial Status, or National Origin in:
The sale or rental of housing or residential lots
Advertising the sale or rental of housing
The financing of housing
The provision of real estate brokerage services
The appraisal of housing
Blockbusting (inducing the sale of homes by suggesting a change in neighborhood demographics)
Anyone who feels they have been discriminated against may file a complaint of housing discrimination:
Phone: 1-800-669-9777 (Toll Free)
TTY: 1-800-927-9275
Website: www.hud.gov/fairhousing
U.S. Department of Housing and Urban Development
Assistant Secretary for Fair Housing and Equal Opportunity
Washington, D.C. 20410